Reformed Catechism Q & A
Questions from the Westminster and Heidelberg Catechisms are published here consecutively twice a year. New questions and answers appear every day:
Westminster Q. 91. How do the sacraments become effectual means of salvation?
A. The sacraments become effectual means of salvation, not from any virtue in them, or in him that doth administer them; but only by the blessing of Christ, and the working of his Spirit in them that by faith receive them.
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Complete lists of Questions and Answers:
Heidelberg Catechism (1563)
Westminster Shorter Catechism (1647)